Forecast your bank balance and bills up to 24 months ahead
Most budgeting apps explain yesterday. MoneyChart is a cash flow forecast app that maps your real paycheck schedule, bill due dates, and spending decisions so you know the exact day you'll dip, when you'll recover, and what's actually safe to spend.
What you'll know in 60 seconds
Add your income and bills once. Your cash flow calendar becomes a living bank balance forecast that updates automatically.
Will I run out of money?
See danger zones weeks in advance, not after they happen.
When can I buy this without stress?
Find the right timing for purchases using your real cash flow and projected balance.
What's my real monthly surplus?
Know exactly what's left after all obligations are met.
How it works
Three simple steps to clearer cash flow planning
Add paychecks and bills
Enter your income and recurring expenses on their real schedules with a paycheck budget planner that handles weekly, bi-weekly, monthly, or custom timing.
See your projected balance
Watch your bank balance forecast across the next 3, 6, 12, or 24 months with day-by-day accuracy.
Plan before you spend
Drop in a one-time purchase and see the ripple effect in your budget forecast before you commit.
See the impact before you spend
Thinking about a trip, a new payment, or a one-time purchase? Add it to your timeline and instantly see the impact on your cash flow forecast and bill plan.
If the line stays healthy, you're good.
Who this is for
If you get paid weekly or bi-weekly, your bills hit on different days, and you've ever been surprised by a low-balance week—this is built for you. It is a practical budget forecasting app for real paycheck timing, not category theater.
Just clarity.
Explore money planning use cases
Start with the angle that matches how you think about budgeting, cash flow, and future balance planning.
Cash flow forecast app
See how MoneyChart handles future balance planning with real paycheck and bill timing.
Paycheck budget planner
Plan weekly or bi-weekly income against rent, subscriptions, and other due dates.
Bank balance forecast
Understand what your account balance may look like before the next payment cycle.
Simple, transparent pricing
7-day free trial, then $9.99/month. Cancel anytime.