Last Updated: 1/31/2026
At MoneyChart.io ("we," "us," or "our"), we respect your privacy and are committed to protecting the personal and financial information you share with us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our cash flow forecasting application (collectively, the "Service").
Please read this privacy policy carefully. If you do not agree with the terms of this privacy policy, please do not access the site.
We collect information that you voluntarily provide to us when you register on the Service, express an interest in obtaining information about us or our products and services, when you participate in activities on the Service, or otherwise when you contact us.
Personally identifiable information, such as your name, email address, and telephone number, and demographic information, such as your age, gender, hometown, and interests, that you voluntarily give to us when you register with the Service or when you choose to participate in various activities related to the Service.
Financial information, such as data related to your payment method (e.g., valid credit card number, card brand, expiration date) that we may collect when you purchase, order, return, exchange, or request information about our services from the Service. We store only very limited, if any, financial information that we collect. Otherwise, all financial information is stored by our payment processor, Stripe, and you are encouraged to review their privacy policy and contact them directly for responses to your questions.
We also collect financial data you input into the application for the purpose of generating cash flow forecasts and charts. This data is private to your account.
Information our servers automatically collect when you access the Service, such as your IP address, your browser type, your operating system, your access times, and the pages you have viewed directly before and after accessing the Service.
Having accurate information about you permits us to provide you with a smooth, efficient, and customized experience. Specifically, we may use information collected about you via the Service to:
We may share information we have collected about you in certain situations. Your information may be disclosed as follows:
If we believe the release of information about you is necessary to respond to legal process, to investigate or remedy potential violations of our policies, or to protect the rights, property, and safety of others, we may share your information as permitted or required by any applicable law, rule, or regulation.
We may share your information with third parties that perform services for us or on our behalf, including payment processing, data analysis, email delivery, hosting services, customer service, and marketing assistance.
We use administrative, technical, and physical security measures to help protect your personal information. While we have taken reasonable steps to secure the personal information you provide to us, please be aware that despite our efforts, no security measures are perfect or impenetrable, and no method of data transmission can be guaranteed against any interception or other type of misuse.
We retain personal information and application data for as long as necessary to provide the Service, comply with legal obligations, resolve disputes, and enforce our agreements. In general, we retain data while your account is active.
You can disconnect your linked financial account(s) at any time. When you disconnect, we delete the Plaid connection information and the Plaid-derived data we have stored for your account.
If you would like your account and associated data deleted, please contact us at hello@moneychart.io. We will respond and take action within a reasonable timeframe, subject to any legal or operational requirements (for example, retaining certain records for compliance or fraud prevention). Residual copies may persist in backups for a limited period.
We do not knowingly solicit information from or market to children under the age of 13. If you become aware that any data has been collected from children under the age of 13, please contact us using the contact information provided below.
Most web browsers and some mobile operating systems include a Do-Not-Track ("DNT") feature or setting you can activate to signal your privacy preference not to have data about your online browsing activities monitored and collected. No uniform technology standard for recognizing and implementing DNT signals has been finalized. As such, we do not currently respond to DNT browser signals or any other mechanism that automatically communicates your choice not to be tracked online.
If you have questions or comments about this Privacy Policy, please contact us at: hello@moneychart.io